Zakat on cryptocurrency: a complete guide
Most contemporary fatawa treat liquid crypto you own as wealth: it enters your Zakat base like cash or trade goods. You still need Nisab, hawl, and a clear valuation date.
Practical steps
- List every wallet and exchange balance on your Zakat night.
- Convert each asset to USD using a reputable spot price at that time.
- Add crypto to cash, gold, stocks, and other zakatable assets.
- Subtract short-term debts due within the year.
- If net wealth â„ Nisab and hawl is complete, pay 2.5% on the net figure.
Staking, lending, and NFTs
Locked staking rewards, liquidity pools, and NFTs held for investment can change whether wealth is truly âyoursâ yet. Do not guessâask a scholar familiar with DeFi structures.
Example
You hold 1 ETH valued at $3,000 on your Zakat date, plus $2,000 cash, no debts. Total zakatable pool $5,000. If above Nisab with hawl, Zakat â $125. Volatility means next yearâs number will differâalways use the day you calculate.