Finance tools
Zakat & Nisab Calculator
We fetch live global gold and silver prices to give you the most accurate Nisab threshold today.
❓ Frequently asked questions
Why do you default to the silver Nisab standard?▼
Silver Nisab is lower than gold, so more people meet the threshold—aligning with Zakat’s role as social solidarity. Imam Abu Hanifa’s school historically relied on silver dirham equivalents for Nisab.
Many contemporary scholars, including Sheikh Yusuf al-Qaradawi, argue silver tracks real living costs better than gold in modern economies. Gold remains valid if your marja‘ / scholar recommends the higher threshold.
Yusuf al-Qaradawi — Fiqh al-Zakat (Zakat jurisprudence overview)
How do I calculate Zakat on stocks and shares?▼
Zakat is generally due on the market value of shares you fully own on the day you calculate, if you have held zakatable wealth above Nisab for a lunar year.
If a company earns impermissible income, scholars may require cleansing that portion of dividends or capital gains (tazkiyah) before paying Zakat on the rest—rules differ by school; use a qualified Islamic finance specialist for your case.
Is Zakat due on my personal home or car?▼
Personal-use property—your family home and a reasonable vehicle for daily needs—is not subject to Zakat.
Property bought to rent out or flip is usually treated as a business/investment asset; its zakatable value depends on intent, debt, and scholarly guidance.
What if my wealth went up and down during the year?▼
Classical fiqh looks at whether you were above Nisab at the start and still above Nisab at the end of one full lunar year. Temporary dips may restart the hawl depending on your school.
Example: you were above Nisab on 1 Ramadan and still above on 1 Ramadan next year—Zakat is typically due on what you own at the end, even if the path in between was bumpy.
Do I pay Zakat on cryptocurrency?▼
Treat liquid crypto like cash or trade goods: convert to USD (or your currency) at the time of calculation and add it to your zakatable pool.
Staked or locked tokens, NFTs used as investments, and DeFi positions have nuanced rules—get case-specific advice.
Are all debts deducted from Zakat?▼
Deduct what you must pay in the coming 12 months: upcoming bills, loans, and card balances—not the entire multi-decade mortgage balance.
If you are unsure how your bank structures principal vs interest, ask a scholar—interest portions are not Islamically valid deductions.
Can I pay Zakat early for future years?▼
Advance payment is permitted in many schools when you are confident your obligation will continue; adjust if your wealth falls below Nisab later.
Keep a written note of the lunar date you used so you do not double-pay or skip accidentally.