Short, practical articles. When you are ready, calculate Zakat online with live Nisab on allhalal.info.
Zakat is due at 2.5% on most forms of wealth after one lunar year, but different asset types have specific considerations. This table shows the standard rate, timing, and common mistakes for each category.
| Asset type | Rate | When calculated | Common mistakes |
|---|---|---|---|
| Cash & savings | 2.5% | Lunar year anniversary | Not tracking the full lunar year |
| Stocks & shares | 2.5% on market value | Lunar year anniversary | Not purifying dividends first, using wrong valuation date |
| Cryptocurrency | 2.5% (scholar dependent) | Lunar year anniversary | Using wrong valuation date, not consulting scholar |
| Business inventory | 2.5% | Lunar year anniversary | Including fixed assets (not zakatable) |
| Gold & silver | 2.5% above Nisab | Lunar year anniversary | Using stale Nisab value, not updating spot prices |
| Pension funds | 2.5% (if accessible) | When funds become available | Paying on locked funds (scholarly debate) |
Note: This is general educational guidance. For specific situations (especially complex business assets, mixed portfolios, or pension funds), consult a qualified Islamic scholar.
Market value, halal screening, and cleansing impermissible income before paying Zakat.
Read guide →What Nisab means in grams and how live spot prices set your threshold in USD.
Read guide →Treating crypto as liquid wealth, valuation date, and when to ask a scholar.
Read guide →Inventory, receivables, cash in the business, and what is usually excluded.
Read guide →Accessible vs locked retirement balances and common scholarly approaches.
Read guide →